October 2015 Net Worth Update

Calculating my Net Worth

My Assets

• My Cash Savings Accounts – I only really count my emergency savings since everything else is ear marked to be spent elsewhere.  This number was where I wanted it for about 18 months, but in April I had my daughter‘s Christening so I ate into this amount.   In the Greek culture a Christening is a pretty big deal, and to the dismay of The Wife, I had a pretty big party to match.  I have to focus getting it back up as quickly as possible.
• My 401(k) – Just keep throwing part of my paycheck at my 401(k) even though I sort of hate my 401k.  I have stopped buying and selling within this account…I just posted my actual returns from this pure market timing technique.
• Random Non-Qualified Investment Accounts – This thing has TUMBLED but I am proud to announce I am DONE with gambling on penny stocks.  My gambling will be kept to casinos (and some of my holdings in my investment club).
• Wife’s Non-Qualified Account – In this monthly post for the past few years I would lump this in with the random qualified accounts, but this is not how I kept my records.  So I have partitioned it out for future posts, and recaptured some Disney stock which was in a UTMA account for The Wife despite her being 34 years old.  The “recapture” created a noticeable big bump in November of last year.  In addition to her $DIS stock she owns 2 broad based index funds.
• The Wife’s Roth IRA – This account only holds to 2 funds. An index fund of the market and a dividend paying fund.
• My Dividend Investment Portfolio – Easily my favorite part of my financial empire hut.
• Home Value – A lot of bloggers seem to stress over home value.  In my old place I just rounded to a number that I thought I’d sell for (I was off by less than 1%).  I am just going to keep using my purchase price for at least the next year or two.  No real reason to worry about it as I am not going anywhere any time soon.
• My Traditional IRA – I was actively trading this account also, but I made the financial confession that I was speculating in some really shitty stocks.  For the past few months I have been transitioning the holds into long term holds that I felt were undervalued ($HOT, $GT, etc.)
  

My Liabilities

• My Mortgage – Every so often I think about putting money towards the mortgage but I always back off.
• Law School debt – A while back I paid off the much smaller of the loans I have a while before this category makes any significant moves.
• Credit Card debt – All at 0%

My Net Worth Growth

• From September 2015 to October 2015 my net worth dropped slightly -.56%!
• For 2015 my net worth has followed suit and is now -4.29%

How was your month?