I can’t believe it has been 10 years since I started this personal finance blog. So much of my personal, professional and financial life have changed since nervously publishing my first post. I honestly didn’t know if anyone would read it, and at the time I don’t think I really cared. I knew that I wanted some accountability to anyone that may come across it.
The amazing thing about having a blog, especially one with a specific focus like personal finances, is that it provides you with the ability to take a look at a snapshot of what you were thinking at a specific moment in time. It is hard, if not damn near impossible, for most humans to remember their state of mind at a particular point in their life. With my blog, I can just look!
My Very First Post
Apparently, I started this blog shortly after I got married and back from my honeymoon in Greece.
I figured I needed to start somewhere so why not lay it on the line for the readers of this blog, while keeping myself accountable in the months and years to come.
Just recently married (a little over six weeks ago) and the wife and I decided to get serious about what we are going to do with debt and our money in general. We are attempting to combine finances (that is a ridiculously long post in of itself) while getting into our first goal, the subject of this post:
LET’S ACTIVELY GET RID OF DEBT
With the goal in mind I listed out my debts:
- Approximately $16,800 in Credit Card Debt!
- Approximately $250,000 in Secured Debt (House Mortgage and my car – wife leases)
- $60,000 – $70,000 Law School Loans
While all the credit card debt is gone, and has been for years, the mortgage is much larger (but so is the equity), and the law school debt is no where near low enough 10 years later! Stupid amortization schedules! It wasn’t until about 3.5 years after this post (approximately 6.5 years ago) that I decided to actually track and share the increases and decreases in my net worth.
Future of My Journey to Millions
I don’t have some grandiose plans for the site. I just like having a place I can come back to see where my head was at a particular point in my life. I have shared less and less of my personal thoughts on the site, and I think that is because the ease of immediate gratification that twitter provides me. I want to write more and more on the site going forward!